Thursday, August 27, 2020

Where Are You Going, Where Have You Been Essay Example | Topics and Well Written Essays - 750 words - 1

Where Are You Going, Where Have You Been - Essay Example The story depicts Connie as a youthful and wonderful young lady who experiences childhood in the Suburbia in the years between 1960. During this period, the creator portrays there were not many lovely young ladies who might be resolved to open their excellence to the whole society. Despite the fact that the little youngsters were lovely, a large portion of the guardians selected their girl to remain inside. Joyce Carol Oates the creator of the story, â€Å"Where Are You Going, Where Have You Been† delineates that since Connie was youthful, she invest the vast majority of her energy before a mirror affirming her magnificence. This made Connie’s mother bothers and irritated since her girl was sitting around in affirming her excellence as opposed to focusing on other life perspectives (Oates 1). Sooner or later, the creator, Joyce cites in the story â€Å"Where Are You Going, Where Have You Been† that, â€Å"stop sitting around idly and staring at yourself, who do you think you will be, you think your pretty†. Joyce distinguishes that the mother was incited with the occasions her girl sat around idly in affirming and boasting her excellence. Connie additionally had a senior sister, June yet she was not as lovely as the youthful and alluring Connie showed up. Despite the fact that June was the oldest of the two, one would botch Connie to be the main conceived. June was more established at the age of twenty-four and still lived with the guardians. She worked in a secondary school as the secretary and set aside the greatest cash she could to safeguard the family (Oates 4). June was guiltless and never raised any hell to the family as Connie never really rest of the family. June consistently hear her out mother’s words and adhered to each guidance given. This was absolutely in opposition to the sister, Connie, who chooses to tune in to the companions. In the story, â€Å"Where Are You Going, Where Have You Been†, the creator, Joyce recognizes that Connie proceeded with her patterns and even began going out with companions. This exacerbated things after she was acquainted with

Friday, August 21, 2020

How to Money, Episode 5 What is a Secured Loan

How to Money, Episode 5 What is a Secured Loan How to Money, Episode 5: What is a Secured Loan? How to Money, Episode 5: What is a Secured Loan?On the latest episode of our “How to Money” video series, we talk about secured loans. Not sure what a secured loan is, or whether you should apply for one? Perfect! This is just the video for you.Enjoy!What is a Secured Loan?There are two types of loans: secured loans and unsecured loans. A secured loan is a loan that’s backed by collateral, while unsecured loans are loans that do not involve collateral.What’s collateral? It’s a valuable piece of property that you offer up as part of the loan agreement. If you can’t pay back your secured loan, then the lender can seize the collateral and sell it. These loans are much less risky for lenders, which has its benefits for the borrower as well.Since unsecured loans do not involve collateral, they are much riskier for lenders. The only thing backing them is the borrower’s promise that they will repay the loan. If the borrower can’t pay the loan back, then the lender stands to lose a lot of money.Types of Secured Loans.The two most common types of secured loans are mortgages and auto loans.A mortgage is a loan that’s secured by real estate while an auto loan is secured by a car, truck, or motorcycle. In many cases, both mortgages and auto loans are structured as installment loans and are secured by the house or car that the loan is being taken out to purchase. In cases like these, the buyer doesn’t technically own the house or the car until the loan is fully paid off. Once it is paid off, they are said to own it “free and clear.”However, not all secured loans are structured this way. Ask any homeowner and they’ll be familiar with a home equity loan (or line of credit), which are loans taken out against the value of your house. If you still owe a mortgage on the house, the home equity loan is secured by the value of your home above and beyond what you still owe. Due to their low interest rates, they can often serve as debt consolidation loans.Mos t credit cards are unsecured, but there are secured cards as well. The collateral for these cards is a deposit that also sets the card’s credit limit. You deposit $500, and you get a $500 credit limit.  If you can’t pay the card back, the lender can use your deposit to pay it off instead.Secured credit cards are easier to get approved for then unsecured cards. But what sets them apart from most bad credit loans and no credit check loans is that (in most cases) your payments get reported to the credit bureaus.This means that secured credit cards can be a great way for people with not-so-great credit scores to start rebuilding their credit history.To read more about secured credit cards, check out our blog post, Secured Credit Cards: 3 Ways to Use One to Rebuild Bad CreditHere’s an example of a Secured Loan.Let’s say you’re looking to buy a house, and the house costs $300,000 dollars.Most people wouldn’t be able to buy that house outright. To do so, they would have to sav e up $300,000 in one lump sum. Is that something you’d be able to do?(We’re guessing not. And don’t worry, we wouldn’t be able to either.)So instead, this person takes out a mortgage that lets them pay that $300,000 off over time. Of course, it also means that they’ll be paying interest on the loan. So they’ll end up paying quite a bit more than just $300,000 by the time everything is said and done.EVen when you’re taking out a secured loan to purchase a house or car, a down payment is usually required. This is a certain percentage of the total asking price that you pay up front. The more you pay upfront, the less you have to borrow, and the more money you’ll save overall. Lenders like it too because it means less risk.What happens if you take out a mortgage to buy that $300,000 house and then you can’t pay it off? Well, If you can’t make your payments on the loan, then the lender will seize the house, kick you out, and then sell it in order to make up the money they lost. With an auto loan, they’ll take your car back.For mortgages, this process is called “eviction.” With an auto loan, it’s called repossession.”The pros of Secured Loans.The biggest advantage of secured loans is that they come with much lower interest rates than unsecured loans, and they are generally much easier to get approved.This is because secured loans pose much less risk to lenders. If they give out a secured loan and the borrower is unable to pay them back, they can just seize the collateral and sell it. They might not make back everything they lost on the loan, but, at the very least, they’ll have lost a lot less.With unsecured personal loans, the stakes are a bit different. There is a much greater chance that the lender will lose a lot of money if the borrower can’t pay the loan back. Even if they sell the debt to a collection agency, they’ll do so at a fraction of the full amount that’s owed.This is why the interest rates for unsecured loans are so much higher because lenders have to insure themselves against the higher levels of risk. It’s also why lenders are much less likely to approve them. Your credit score is a major factor when applying for an unsecured loan.Without secured loans and collateral, the world would look very different. People would have to save up a lot of money to make big purchases like homes and cars. And the only people who’d be able to borrow money would be people with tons of wealth and a sterling credit history.Basically, if you were a regular person, a world without secured loans would not be great.The cons of Secured Loans.If you default on an unsecured personal loan, you’ll get sent to collections, which sucks.But default on a mortgage? You’ll get evicted. Default on an auto loan? Your car gets repossessed. Those suck way more.So the interest rates may be lower for a secured loans, but the risks for you, the borrower, are much, much higher.There are also predatory secured loans, like ti tle loans, where the rates are super high. These are short-term loans, similar to payday loans, that are secured by the title to your car, truck or motorcycle. If a borrower is unable to pay the loan back on time, they can then (depending on state regulations) roll the loan over or reborrow it.It’s a great way for lenders to rack up excessive fees and interest. According to a study from the Consumer Financial Protection Bureau (CFPB), the average annual percentage rate (APR) for a title loan is over 300 percent. Yikes!To read more about title loans, check out our article: Texas: The Wild West of Auto Title LendingHere are your takeawaysSecured loans are backed by collateral, while unsecured loans are not.Secured loans mean less risk for lenders, which means lower rates for borrowers.Secured loans allow people to make big purchases, like homes and cars.Mortgage loans and auto loans are the most common types of secured loans.Title loans are predatory secured loans.Be sure to check o ut our other How to Money episodes, where we cover credit scores, the debt to income ratio, and more! You can request topics for future How to Money episodes by emailing us or by shooting us a tweet at @OppLoans.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN

Monday, May 25, 2020

Business Marketing - 1484 Words

Page 1 Toyota Motor Corporation is a Japanese multinational automobile company since 1937 found by Kiichiro Toyoda. It is currently directed by Akio Toyoda. Toyota is a large company that currently work with 331,876 employees since March, 2013. (Toyota, 2013). As most successful companies, Toyota had its great moment of success in the United States. Due to acceleration issues on its automobiles, the company was recalled for safety risks in 6 million of its cars, and Toyota’s reputation really suffered from it. However, the company has been producing and creating cars as today it has a range of 22 automobiles model. They create different body types such as cars, hybrids, crossovers, SUVs, trucks, and minivans. The automobile company†¦show more content†¦Toyota could use more advertising to raise awareness about the Yaris and convince the generation Y since its Toyota’s main target market. This communication technique impact the affective component which appeals to consumers’ feelings and emotional reactions to a product, because it leads marketers to differenciate the utilitarian or functional benefits to attitudes from hedonic or emotional benefits (Marketing Techniques, 2013). Therefore, companies can use better strategies based on consumers reactions and feedback to enhance the quality and performance of the products, as well as raise awareness about the specific product. Toyota may use advertising through the affective component to change young buyers attitude tow ard cars such as the Yaris. * Internet Marketing is a sort of advertising that mainly proceeds online. Since the Internet has become easily accessible to everyone, many people do their primary research about a product online. Thus, Page 4 companies have customized their web pages because they are the first impression to the online clientele about the company. Moreover, Internet Marketing is progressively becoming more popular because over 80 percent of consumers are looking for products and tend to shop online. Consequently, Toyota can take advantage of InternetShow MoreRelatedBusiness to Business Marketing3529 Words   |  15 Pages BUSINESS-TO-BUSINESS MARKETING Analysing Marketing Issues for Hewitt Associates INTRODUCTION Business-to-Business (B2B) marketing is a discipline in its own right and one of the fastest developing fields of marketing. A business-to-business marketing organisation focuses on relationship building and communication through marketing activities. Nowadays, focus of marketing has shifted from tangible things to intangibles things like skills, information and knowledge. Business-to-business marketersRead MoreMarketing in Business660 Words   |  3 PagesThe importance of Marketing in Business February 19, 2013 In the following paragraphs the definitions of marketing will be developed in accordance to different sources. The importance of a strong marketing department to drive successful business will be discussed relaying in real life examples from MGM International strategiesRead MoreBusiness Marketing1063 Words   |  5 Pagesworld trade and global marketing . first one is decline of economic protectionism , is the practice of shielding one or more industries within a country’s economy from foreign competition through the use of tariffs or quotas . Second is rise of economic integration , just like creation of the European Union and the North American Free Trade Agreement . Third , there exists global competition among global companies for global consumers , resulting in firms adopting global marketing strategies and promotingRead MoreMarketing Strategies For Business Marketing894 Words   |  4 Pagesproducts is considered to be a business-to-business model. (Wha t is business-to-business (B2B)?, 2016) These types of businesses have distinct differences from business-to-customer companies that raise multiple marketing hurdles to jump. Some of these differences include longer sales cycles, more complex products or services, few identifiable buyers, less buyer research, and different channels for marketing strategies to use. (What Makes Business-to-Business Marketing Different?, 2016). These problemsRead MoreBusiness For Business Service Marketing1453 Words   |  6 PagesBusiness to Business Service Marketing Executive summary The following report will give a description of the music industry and the good and the bad aspects of spotify. We will then analyze how Spotify can outcome the risks it faces and future goals it could take in continuing our success in the online music streaming business. Through using of the marketing mix the gaps model and CRM we can closely identify the key features for Spotify s improvement both in the digital service market butRead MoreContent Marketing For Business Marketing2331 Words   |  10 PagesContent Marketing Definition. Content marketing, especially in the business to business marketing environment, is a relatively new term and concept. A common definition that has been used to describe content marketing came from Joe Pulizzi the founder of the Content Marketing Institute. Pulizzi defines content marketing as â€Å"the marketing and business process used to create and distribute relevant and valuable content to a target audience.† The process should attract, acquire and engage the audienceRead MoreMarketing : Marketing And Business Communication3688 Words   |  15 Pages Literature Review Marketing and Business Communication Submitted by: Group â€Å"I† Mayra Geovanna Araujo (201500744) Parminder Kaur Ottal (201502018) Oscar Navarrete (201402939) Angie Vivian Montana Londono (201401564) Bhim Prasad Paudel (201402272) Submitted to: Dr. Grace Phanathiroj 1. Introduction Every organisation large and small, government, commercial, educational, charities and others need to communicate with a range of stakeholders. This is because they need to getRead MoreBusiness Analysis : Business Marketing2277 Words   |  10 PagesBusiness-to-Business Marketing To understand the overall concept of business-to-business marketing, it is significant to look into the value chain, which begins with a customer demand or need for the product or service. Taking an example of a shirt that someone can buy from the shop, business traders have sold the raw cotton to a business that performs the spinning, the spinning business then sells the spanned cotton to a weaver who then sells it to a garment maker until when the final product reachesRead MoreBusiness Marketing Management : Business Management1077 Words   |  5 PagesAmanda Gross Ms. Jessica Madinger Comp 101 C 9 November 2015 Business Marketing Management Outline Business has several majors to seek, such as: Accounting, Economics, Administration, Marketing, International business, Entrepreneurship, and lastly Management. A business degree has many of opportunities. This paper is going to specifically focus on Management which you can get a minor in marketing, which would be called marketing management. Management has several classes to can take, and severalRead MoreMarketing Is The Success Of A Business917 Words   |  4 Pagesvisit consistently, and value it at a level which coordinates the quality they understand they get of it; and do all at a time they will all want to purchase it. At that point you have it made! (Toolkit.smallbiz.nsw.gov.au, 2015)Marketing is integral to the success of a business, large or small, with its primary focus on quality, consumer value and customer satisfaction. There s a great deal of truth in this thought. In any case, a great deal of diligent work needs to go into figuring out what clients

Thursday, May 14, 2020

The Use of Alcohol - 905 Words

The use of alcohol dates back more than 10 millenniums. From then until now, alcohol has played an important part in human society. It is used at social gatherings, in cultural and religious ceremonies, and even for medical purposes. It can kill thousands of lives or if used responsibly it can make your life longer and healthier. Underage drinking is debated now a days, for these reasons and it is the government’s decision on whether or not teenagers are mature enough to use alcohol responsibly or abuse it. From the cringing feeling as you take a shot of your favorite liquor to the satisfying buzz you get while drinking your favorite beer or wine cooler, alcohol comes in many varieties. The more alcohol the body consumes the more people realize the slurring of their speech, swaying in their walk or just straight pass out. The cause of this is the sedative effect from the alcohol in your central nervous system which numbs your body to external stimulus (Shinner, 2010). Along wi th your nervous system, it can also damage almost every organ in your body. The liver is one of the biggest organs affected from alcohol due to the limit of how much it can filter. When our liver tries to break down alcohol, the resulting chemical reaction can damage its cells. This damage can lead to inflammation and scarring as the liver tries to repair itself which increases the risk of getting liver disease (DrinkAware, 2014). Drinking too much can weaken your immune system, making your body aShow MoreRelatedAlcohol Use And Alcohol1089 Words   |  5 Pagesexamine the relationship of recent alcohol use, binge drinking (past 30 days) and authoritative parenting among Hispanic youth (Merianos, King, Vidourek, Nabors, 2015). The study unit of analysis was Hispanic youth’s ages ranging from 12 to 17 years of age. The participants of the study completed surveys in the privacy of their own homes. Merianos, King, Vidourek, Nabors (2015) results indicates a total of 13.8 % of Hispanic youth reported recent alcohol use, and 8.0 % of these participants reportedRead MoreAlcohol Abuse And Alcohol Use Disorder Essay1665 Words   |  7 PagesAlcohol Use Disorder, most commonly known as Alcohol Abuse or Alcohol Dependence, is widely known as problem that occurs with individuals who consumes an enormous amount of alcohol on a regular basis often in a single use. The individual is consumed with the thought of drinking most of the time and often feel as though they need it to continue with living their daily lives, even though, they are not really living at all because the enormous amount of alcohol causes a dysfunction for their dailyRead MoreAlcohol Abuse And Alcohol Use Disorder1271 Words   |  6 PagesA brief history of alcohol and its use, alcohol has been around since the birth of man. Alcohol has been used for medical reasons, as well as recreational use. As far as historians can tell, the abuse of Alcohol had been around just as long. But people havenà ¢â‚¬â„¢t considered it some type of disorder until the 19th century. In 1819, German Doctor C. W. Hufeland coined the term Dipsomania. Dipsomania was the uncontrollable craving for alcohol. In 1849, Dipsomania became known as Alcoholism. In the 1920’sRead MoreIsopropyl Alcohol And Its Various Uses1277 Words   |  6 PagesDescription Did you know that the alcohol present in the rubbing alcohol that we find in the store is isopropyl alcohol? Besides being a disinfectant, isopropyl alcohol has other uses. In this lesson, we will learn all about isopropyl alcohol and its various uses. !!!Isopropyl Alcohol: Structure and Formula Are you prone to getting minor cuts and wounds? If you are then you must be no stranger to using rubbing alcohol. It is a must to have rubbing alcohol in our first aid kits, as well as in ourRead MoreAlcohol Use and Crime? Essay1747 Words   |  7 PagesThis assignment will define alcohol and crime and discover whether there is a strong link between the use of alcohol and crime. Findings and statistics will also be used to present the Information. Laws and legislations put in place about the consumption of alcohol will also be presented including the pros and cons of alcohol along with a conclusion of my thoughts and beliefs in relation to the link between alcohol and crime. Alcohol reduces our ability to think straight, says Professor McMurranRead MoreThe Consequences Of Drug And Alcohol Use1476 Words   |  6 PagesThe way that it makes them feel. What are some consequences of drug and alcohol use that you guys are seeing amongst peers, yourselves or anything like that? Male Student: They get arrested. I don’t know, I haven’t seen anyone get arrested yet. Female Student: They get arrested, when they are drinking, they do stupid things. They are not really thinking straight. Female Interviewer: Can anyone tell me more about the stupid things they may see people doing when they are under the influenceRead MoreAdolescent Alcohol Use And Its Consequences3310 Words   |  14 Pagesrecent epidemiological research on adolescent alcohol use and its consequences, to summarize the risk factors for drinking in adolescents and to reflect operative preventative interferences. Methods: A literature review of pertinent studies on adolescent alcohol use. Alcohol use and other risk-taking behaviors develop in adolescence and incline to cluster together. Alcohol consumption in adolescence appears to persevere into adulthood and is allied with alcohol problems, including dependence, prematureRead MoreAlcohol : Substance Use And Abuse1791 Words   |  8 Pages Alcohol Understanding the Effects By: Shellie Massey Northern Kentucky University Social Work 525 Substance Use Abuse Larry Wells 11/5/2015 I. What is Alcohol Alcohol is a colorless unstable and combustible liquid that is contained in wine, beer, spirits, such as vodka, gin, whiskey. Alcohol contains ethyl alcohol, or ethanol this is the intoxicating ingredient in alcohol. The production of alcohol is prepared by what is called â€Å"fermentation.† The components needed mostly forRead MoreDrug Use Of Drugs And Alcohol2261 Words   |  10 Pagescurrent ongoing problem in the United States is the continuous use of drugs and alcohol. There isn’t a day that goes by where we don’t see in the paper or on the internet that someone overdosed on drugs and passed away. Currently the United States is narrowing in on the legalization of one drug in particular, which is marijuana. Just over 130 years ago there were no laws against drug use, until the 20th century when the fight against drug use began. Harry Anslinger is man who began the probation of marijuanaRead MoreAlcohol Use For Disease Control And Prevention1446 Words   |   6 Pagesâ€Å"Alcohol Use in Pregnancy.† CDC. 17 April 2014. Web. 20 April 2016. Centers for Disease Control and Prevention states that there is no known safe amount of alcohol use during pregnancy or while trying to get pregnant. The article suggests that â€Å"women also should not drink alcohol if they are sexually active and do not use effective contraception (birth control). This is because a women might get pregnant and expose her baby to alcohol before the mother knows she is pregnant.

Wednesday, May 6, 2020

Merger Types with Examples - 903 Words

Merger Types - Various Type of Merger A merger refers to the process whereby at least two companies combine to form one single company. Business firms make use of mergers and acquisitions for consolidation of markets as well as for gaining a competitive edge in the industry. Merger types can be broadly classified into the following five subheads as described below. They are Horizontal Merger, Conglomeration, Vertical Merger, Product-Extension Merger and Market-Extension Merger. 1) Horizontal Merger refers to the merger of two companies who are direct competitors of one another. They serve the same market and sell the same product. Examples: Staples, Inc., a superstore retailer of office supplies, wanted to acquire Office Depot,†¦show more content†¦They also seek to serve a common market. This type of merger enables the new company to go in for a pooling in of their products so as to serve a common market, which was earlier fragmented among them. Example: The acquisition of Mobilink Telecom Inc. by Broadcom is a proper example of product extension merger. Broadcom deals in the manufacturing Bluetooth personal area network hardware systems and chips for IEEE 802.11b wireless LAN. Mobilink Telecom Inc. deals in the manufacturing of product designs meant for handsets that are equipped with the Global System for Mobile Communications technology. It is also in the process of being certified to produce wireless networking chips that have high speed and General Packet Radio Service technology. It is expected that the products of Mobilink Telecom Inc. would be complementing the wireless products of Broadcom. 4) Market-Extension Merger occurs between two companies that sell identical products in different markets. It basically expands the market base of the product. Example of market extension merger is the acquisition of Eagle Bancshares Inc by the RBC Centura. Eagle Bancshares is headquartered at Atlanta, Georgia and has 283 workers. It has almost 90,000 accounts and looks after assets worth US $1.1 billion. Eagle Bancshares also holds the Tucker Federal Bank, which is one of the ten biggest banks in the metropolitan Atlanta region as far as depositShow MoreRelatedHorizontal Mergers907 Words   |  4 PagesMergers occur when one business firm buys or acquires another business firm (the acquired firm) and the combined firm maintains the identity of the acquiring firm. Business firms merge for a variety of reasons, both financial and non-financial. There are a number of types of mergers. Horizontal and non-horizontal are just two of many types. WHAT IS HORIZONTAL MERGER? A merger occurring between companies in the same industry. Horizontal merger is a business consolidation that occurs between firmsRead MoreEconomic: Monopoly and Vertical Merger Essay632 Words   |  3 Pagesvertical, and conglomerate mergers? Provide real-world examples of each type of merger. What policy do you think the US should follow toward mergers? Why? Horizontal mergers take place between companies in the same industry. These companies are rivals who sell the same goods or services. When a merger takes place, a rival is eliminated and potential for gains become higher. A vertical merger is one in which a firm or company combines with a supplier or distributor. For example, if a car making firm isRead MoreWhat Are Mergers And Acquisitions?1562 Words   |  7 PagesWhat are mergers and acquisitions? From a legal point of view, ‘merger’, is a process that leads two or more companies cease to be distinct. (Enterprise act 2002). In other words, companies agree to combine their businesses into one entity for economical, operational or any other reasons on a voluntarily basis. Technically, this involves a foundation of a new firm and its shares issue which substitutes all shares of the merged companies. A typical example of a merger can be the formation of ExxonMobilRead MoreFactors Influencing the Success of Takeovers and Mergers Essay example1283 Words   |  6 Pagesitem on telecoms and your own research, to what extent do you think that leadership is the main factor influencing the success of takeovers and mergers? Leardership is influencing and directing the performance of a group members towards achieving the goals of the organisation. Leadership is the main factor influencing the success of takeovers and mergers because Staff who has strong leadership skills will motivate and insipre other employees to achieve the goals and objectives of the firm. ThisRead MoreThe Affordable Care Act ( Aca ) Essay1746 Words   |  7 Pagesstudies conducted before the ACA was enacted, demonstrated the impact of hospital consolidation on pricing. One example is a study by Melnick Keeler in 2007 which found that hospitals that were part of multi-hospital systems were able to increase their prices more than comparable non-system hospitals (Melnick, 2007). However, since the passage of the ACA, the rate of hospital mergers and acquisitions has increased by 70%. This increased consolidation has resulted in a startling increase in concentrationRead MoreMergers740 Words   |  3 Pagesï » ¿Mergers are referring to the consolidation of two companies. After the merger the two companies became one but acqusition is different than merger because in the acqusition the firm which acquiries the other firm stays solid and the other firm becomes a part of the acquirer. In the mergers the concept which is often used is discounted cash flow method(DCF). This method is for valuation of the companies. There are both some advantages and disadvantages for Discounted Cash Flows. The advantages areRead MoreHealth Care Organizations: Post-Merger Analysis1312 Words   |  5 Pagesï » ¿Post-Merger Analysis The present day truly does present a perspective of a world which is ruled by a tremendous amount of change and adjustment. This sort of rapid evolution is a major part of the health care industry. Hospitals are under a great deal of stress, with many people saying that healthcare today in America is an unsustainable proposition. The gaps and pervasive problems in American healthcare need to be fixed decisively rather than skirted around. Mergers are becoming more and moreRead MoreAn Example Of A Private Sector Business1423 Words   |  6 Pagesoperated by government. An example of a private sector business would be ASDA. Asda Stores limited is an American owned, British founded supermarket retailer. The company has been a subsidiary of the American retail company Wal-Mart since July 1999, and is now the second-largest supermarket chain by market share (Corporate Watch 1996-2014).  Ã‚  The company provides normal goods for the public. They offer service to the public and strive f or excellence business. I chose this example because ASDA is a largeRead MoreMerger Is The Merging Of Jds Fitel Inc. And Uniphase Corp1325 Words   |  6 Pages1. Definitions: 1.1. Merger: â€Å"A merger is a combining of two or more companies to form a new company†. An example of a merger is the merging of JDS Fitel Inc. and Uniphase Corp. in 1999 to form JDS Uniphase. 1.2. Acquisition: To acquire another firm, usually through the purchase of shares of the company or to buy assets of the business directly. â€Å"Acquisition is the purchase of one company by another in which no new company is formed†. An example of an acquisition is Manulife Financial CorporationRead MoreCost Free Treatment Under Irc Section 368 Essay1405 Words   |  6 Pagesreceived by target shareholders as consideration is deferred rather than avoided altogether. IRC Section 368 recognizes three types of corporate acquisition structures that qualify as tax-free reorganizations: Type â€Å"A† – stock for assets acquisition, which include statutory merger or consolidation; forward triangular merger; and reverse triangular merger In a statutory merger, target shareholders exchange their shares for acquirer stock and up to 60% book. Boot is immediately taxable to target shareholders

Tuesday, May 5, 2020

Resources on Communication Disturbances †MyAssignmenthelp.com

Question: Discuss about the Resources on Communication Disturbances. Answer: Introduction: In the given case, Andrew has been observed with different behavioral disorder, which is not normal functioning of an individual. The observed disorders of Andrew are related to the symptoms and signs of mental illness. Thus, he needs to be communicated properly, in order to overcome his situation. In order to deliver care treatment to Andrew, it is necessary to be engaged with him, by using the interpersonal skills management. The skills, which can be used to be engaged with him, are: Listening is one of the interpersonal skills, which can be used in treating the mental health patients. Active listening of nurses in the mental health treatment can help to analyses their situations, in a particular manner (Kidd et al., 2015). However, the choices of questions, to the patient need to be carefully chosen. As the listening skill of the nurses are considered as the therapeutic treatment, thus, it is important to interact with the patients with some questions. Active listening, in the given case of Andrew can help him to feel cared and respected, along with establishing a sense of trust and thus can help him to release his tensions and expressions. Touch, in case of Andrew can be used as the therapeutic communication and thus can help him to break the barriers of communication. Andrew can be communicated with the non-procedural touch, which can help to form a sense of affection and thus can help to burst out his mental stress. In case of Andrew, touch therapy can be used, however, with certain cautions. As Andrew has the hallucination that, people wants to create trouble for him, thus, the touch might frighten him with the same thought of fear. There are different therapeutic communication contexts, which are considered in the therapeutic communication with patients of mental disorder. Gender, values, attitudes, social status, beliefs need to be considered, while using the therapeutic communication with the mental disorder patients (World Health Organization, 2014). Andrew can be communicated with using the nonverbal communication of body gestures and facial expressions. In order to explore the nonverbal behavior of Andrew, body gestures and facial expressions will help to understand his situation and to deliver the feelings of empathy to him. Moreover, paraphrasing interpersonal skills can also be used, in order to communicate with Andrew. Paraphrasing includes speaking of the core message of patients in different words, in order to support the patient with therapeutic (Rogers Pilgrim, 2014). While with having interview with Andrew, different signs and symptoms have matched with the symptoms of mental illness. Moreover, the doctor has opined the symptoms and signs of behavioral of Andrew as the mental illness symptoms. The signs and symptoms, which have been seen in Andrew while during the interview, are: While having interview with Andrew, it has been seen that, Andrew was looking around and past, in order to look someone. He had clarified that; he can listen to the voices in the room, talking about him and has been sure that there were real people in the room. However, while the interview was going on, there was no one in the room. Andrew was hallucinating his imagination and thus, was imagining the voices, apart from the reality. The behavioral, which were observed during the interview, were matching the symptoms of mental illness of schizophrenia. The schizophrenia is a mental illness; in which, the individuals hears unreal voices and might face the situation of, dual personality (Taylor et al., 2014). As Andrew was listening the unreal voices, thus the opinion of doctor, of having psychotic disorder. Panic Disorder As from the observation, it has been seen that Andrew was feeling repetitively the fear of conspiracy against him. As he had described different evidences of conspiracy against him, like, moving of electrical equipments in his apartment, the discussions of other students with the lecturer, in order to get him into trouble, which were not real. All these described evidences, have been observed as his repetitive fear and thus match the symptom of panic disorder. The individuals facing the situation of panic disorder, generally, intermittent and imagines the repetitive attacks on them of intense fear towards them, which are not linked to any kind of reality (Kidd et al., 2014). As Andrew facers the same situation of repetitive fear of conspiracy and trouble fear in imagination and with hallucination, thus, the symptoms can be matched up with the symptom of psychological disorder, as opined by the doctor. As Andrew had been observed with the change in the general behavior of him by the doctor and as well as in the interview, with considering the unreal imagination of spy and transmitter chip in the head of Andrew, the signs can be related to the personality disorder. The individuals with personality disorder, faces the situations of extreme personality traits, which might cause problems in work of the individual (Ravesteijn et al., 2017). As Andrew has faced the problem of work, in relation to, degradation of his academic performance, thus, the signs can be related to personality disorder and psychotic disorder, as suggested by doctor. In order to make Andrew understand about the prescribed medication, he needs to be properly communicated. Communication can help to exchange the ideas and viewpoints and thus can help Andrew to understand the necessity of prescribed medication by the doctor to him. Using the efficient communication can help Andrew to have proper understanding on his mental disorder and the needs of prescribed medication, in his situation. In order to respond to the question of Andrew, on the reason for prescribing the medication to him effective and supportive communication management needs to be done. Andrew can be answered by explaining his situation briefly. However, the individuals with mental illness generally do not believe that they need any kind of treatment. In such responses, Andrew needs to be responded positively (Ravesteijn et al., 2017). The positive communication can be used by using the non-verbal communication, such as listening and touch. The therapeutic communication of touch can help him to gain trust and thus can help him to sense of care for him. Gaining the concern of care from us can help him to trust in use of prescribed medication by doctor. In order to respond his question, he needs to be concretely explained about his disease. Andrew might refuse to accept his disease; however, he needs to be explained about the use of medication in his case. The medication use in his situation will help him to understand that, it is for his better health. Andrew will be idealised by the doctor that with the medication and prescribed solutions by doctor will help him to enhance his health status. However, the way of communication to Andrew is the necessary part, which needs to be cared properly. Andrew needs to be supported mentally. Convincing him that, taking medication will not harm him, however, can improve his health issues can help him to understand the necessity of prescribed medication. As Andrew has to be convince, in order to use of medication in his case, thus he needs to be listened properly. Based on his needs, he might be given chances to be treated with his choice of health professionals. Andrew can be convinced with supporting him with therapeutic communication tools of verbal and nonverbal communication. He will be explained that, taking medications will help him to improve his academic performances. Moreover, Andrew needs to be explained his situation truthfully, in order to support him in all aspects. Andrew needs to be informed about his disease and the treatments properly, in order to support him. He can be treated with antipsychotic medications. In order to support him towards improving his situation properly, proper care treatments need to be done. In order to support him, he needs to be monitored properly and thus can have care treatments, based on the monitoring observation. The care planning of Andrew includes: Goals and Identification of basic needs Based on the type of psychotic disorder, the goals and basic needs need to be maintained. Maintenance of basic needs of Andrew will help him to support mentally and psychologically. The goals of treating Andrew need to be set, in order to treat him with medication compliance. The behavior of Andrew needs to be analysed, in order to support him with proper medication. Psychotic disorder might be caused, because of sleeping disorders. The behavior assistance can include the sleeping assessments, general behavior assessments, relationship assessment and other behaviors, in order to provide him the behavioral therapeutic treatment care (Boyd et al., 2014). As Andrew will be treated with the medication and other therapeutic treatment, like, meditation, thus, he needs to follow a proper diet chart, based on his medication doses and his health issues. Andrew needs to be regularly monitored with identification of the needs and requirements, which should be changed. The changes will depend on the effect of the medication and the therapeutic treatment on him. His improvements and monitoring of situations will be discussed with the multidisciplinary team of health care professions. The multi-disciplinary team of health professions, in case of Andrew will include dietician, psychiatrist, psychotic disorder nurses, psychotic doctors and others (Le et al., 2017). The required changes will be done based on the consultation of the multidisciplinary team of Andrew. Based on the observation and monitoring management, the required changes will be applied in treatment of Andrew. The treatment specification will also be chosen, based on the observation of Andrew's monitoring, in order to support him in accordance to nest treatment care practices. The observed changes and improvements will be recorded, in order to analyse his situation and thus delivering proper care treatment based on the improvements. Andrew will be informed with the monitoring changes and the medication information. He will be treated with regular exercises, meditation, in order to release his stress. The records on his health status will be documented, in order to analyse the needed changes and barriers, which can restrict in his health status improvement. The nurses will help him to analyse his decision-making assessment, in order to support him psychologically. References Boyd, J. E., Adler, E. P., Otilingam, P. G., Peters, T. (2014). Internalized Stigma of Mental Illness (ISMI) scale: a multinational review.Comprehensive Psychiatry,55(1), 221-231. Kidd, S., Kenny, A., McKinstry, C. (2014). From experience to action in recovery-oriented mental health practice: A first person inquiry.Action Research,12(4), 357-373. Kidd, S., Kenny, A., McKinstry, C. (2015). The meaning of recovery in a regional mental health service: an action research study.Journal of advanced nursing,71(1), 181-192. Le, T. P., Najolia, G. M., Minor, K. S., Cohen, A. S. (2017). The effect of limited cognitive resources on communication disturbances in serious mental illness.Psychiatry research,248, 98-104. 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